Checklist:
Navigating the process of buying a home or commercial property involves more than just finding the perfect real estate; it requires a meticulous approach to gathering essential paperwork for your mortgage loan application. Proactively collecting the necessary documents before applying not only streamlines the process but also positions you for a smoother journey to the closing table.
Residential Loan Application
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Personal Documents
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Borrower's Authorization Form
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W2's for all borrowers
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Copy of Drivers License & Social Security (All Borrowers)
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Complete attached Uniform Mortgage Application (1003)
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Personal Bank Statements (Last 90 Days)
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401k and/or Pension Statement (Last Quarter)
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Copy of Credit Report, Child Support, Divorce Decree, and/or Retirement Letter
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Tax Returns (Most recent filed for the past 2 yrs.)
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VA DD-214 (Optional- VA Loan application only)
Commercial Loan Application
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Personal Documents
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Borrower's Authorization Form
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W2's for all borrowers
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Copy of Drivers License (All borrowers)
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Complete attached Uniform Commercial Mortgage Application (1003)
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Business Bank Statements (Last 90 days)
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401k and Pension Statement Last Quarter
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Copy of current lease agreements
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Copy of Credit Report, Officers
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Tax Returns (Most recently filed)
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VA DD-214 (Optional- VA Loan application only)